The best option is to speak directly with a lender, mortgage company, or bank.? They will be able to get you prequalified?and determine if you are elligible for a home loan.? Some home loans require little/no money down, where as others may require more substantial down payments.? A loan officer will be able to answer all of your questions regarding what loan is best for you, and what loan you can qualify for.
You can always contact a real estate agent to help you.? Many of them would know individuals who could assist you, and answer all of your specific questions. Since there are many options out there, another option is to go to whatever bank you use and ask them about their home loan programs.
Source: http://www.zillow.com/advice-thread/Moving-and-trying-to-buy-a-house/502399/
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